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Term Insurance Premium Calculator
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₹1Cr
Starting ₹490/month

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Get accurate premium estimates based on your profile and requirements

18 65
30 years
₹50L ₹5Cr
₹1 Crore
10 40
20 Years

Your Estimated Premium

Based on your profile and requirements

Monthly Premium

₹1,250

Per month

Yearly Premium

₹15,000

Per year

Total Premium

₹3,00,000

For 20 years

This is an approximate calculation. Actual premium may vary based on final underwriting and insurer's criteria.
Insurance Company Estimated Monthly Premium*
₹1,200/month
₹1,280/month
₹1,350/month
₹1,310/month
₹1,270/month

💡 Premium Saving Tip

Buying term insurance at age 25 instead of 35 can save you 40-50% on premiums for the same coverage amount! Premiums increase by 8-10% every year after age 30.

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